Probate Valuation Of Chattels: Multiple EPAs

Jamie Murray

Quality fast and reliable service with a cracking bunch of lads definitely recommended

Bill Mitchell

Contracted this company to clear the flat of my deceased mother. Two young guys cleared EVERYTHING out of the rented property, including furniture, carpets, ornaments, white goods and food/household products, politely, efficiently, and respectfully. Excellent service.

Charles winter

The guys from Northern House Clearance have just cleared a house for me in Scotland. The house was packed not only with a lifetimes worth of memories, but all the clutter that goes with it. Within 2 days it was emptied down to the floorboards. A great job from a good team of lads. Highly recommended.

Graeme hatton

An excellent 5 star service. Firstly the compassion shown due to the circumstances which resulted in having to use their services, not just on the phone but by the team who arrived, on time, to perform the job. Above all a friendly attitude goes a long way in stressful times. Professional from the start to the end of the day and due to the amount of clutter a second day was needed. I could not believe how much was cleared in just one day, it was as if the clutter had it's own clutter to clear. Hope that I never need to use them again, but if I have to clear another property they will be the only people that I call. Highly recommend them. G.Hatton. Cheshire.

Lorna Hamilton

Fantastic service. Highly recommend. The team was so helpful.

Richard Foster

The guys from Northern house clearing cleared my deceased brothers house which was in a state. They were very discrete and great guys very understanding at such a sad time. Great job guys thank you.

Xiu Yun Chen

This is a good company would highly recommend these guys. Very efficent and helpful.

Laura

Highly recommended. From my initial enquiry I found them to be efficient and professional and was given an immediate quote. On the day the guys arrived promptly and were friendly, helpful and thorough. I would not hesitate to use this company again and I would recommend to others. I felt in good hands and I, m very happy with the service I received.

Ruth Lawrence

The team arrived bang on time and began work immediately. They continued for five solid days and completed the entire clearance of my late uncles house, which was a case of extreme hoarding over many decades. They even removed carpets, curtains and swept up so the house was ready for sale. They were exeptionally hard working, polite and charged a reasonable price for this incredibly difficult job. Terrific service, absolutely recommended.

A donor may make more than one EPA appointing different attorneys to do different things.

Limiting the attorney’s authority to act

The donor can give the attorney:

• a general authority to carry out transactions;
• specific authority limiting the power to act as attorney only when they become mentally incapacitated;
• the document may also set limits on the type of transactions for which authority is given.

Revoking the power

The donor may cancel or revoke an EPA at any time provided he or she has mental capacity. However, note that an EPA cannot be cancelled or revoked without the Court’s consent once it has been registered.

If you wish to revoke (cancel) an EPA and create a new document you should

• write to the attorney(s) advising them that the document has been revoked;
• inform all the banks, building societies and other institutions where you have invested money, that the document has been revoked;
• you will also need to add a clause to the new EPA stating either‘I REVOKE the Enduring Power of Attorney made by me on (date)’ or
‘I REVOKE all Enduring Powers of Attorney previously made by me’.

If the EPA permits the attorney to act for the donor while the donor is still mentally able to act for him/herself and if the donor wishes the attorney to do so, the attorney should show the EPA to banks, building societies or wherever the donor has assets to prove his/her authority to act on the donor’s behalf. You may wish to include in the EPA a request that the attorney(s) should regularly provide you with details of expenditure and income. If the EPA is registered then the accounts could be sent to your solicitor, this would provide an extra level of security.

An attorney may sign on behalf of the donor who is a non-tax payer for bank and building society interest to be paid without deduction of income tax. However, the attorney may not sign a tax return or a declaration for an Individual Savings Account (ISA) on behalf of the donor until the EPA has been registered – see next section. An exception may be made if the donor is disabled.

Some points to note

• To ensure greater security it is advisable to restrict the use of the EPA until after it has been registered. However, you may wish to create an ordinary power of attorney giving the attorney limited powers to act if you should suffer a problem affecting your physical health;

• When considering an EPA you should take into account the risks as well as benefits in giving an enduring power of attorney to someone. For example, no security is given by the attorney for his/her actions;

• An EPA is a valuable document and should be stored in a safe place. If you leave it with your solicitor you may wish to instruct him/her to release the document to the attorney(s) if they wish to register it;

• As some banks and building societies are reluctant to accept an EPA created several years earlier, it may be advisable to inform these institutions that you have created the document even if the attorney is not permitted to use the document until it has been registered.