We undertake house clearance in all areas of Southport: Banks Formby Lytham Saint Anne’s Ormskirk Tarleton Hightown Freckleton-Warton Croston Maghull-Lydiate Parbold Kirkham.
House clearances can be potentially stressful & troublesome if you use cowboy companies – Please look at our many House Clearance Recommendations
Wills, and will writing
If you have not made a will, then you’re not alone – 67% of us haven’t. Most of us realise we should have a will, but are not quite sure why.
Top 5 Reasons to write a will
Without a valid Will even your husband or wife may only inherit half of your estate
If you are not married to you partner, then he or she may get nothing in the event of your death
If you have children under the age of 18 a Will ensures that you can appoint guardians to care for them should you die
A valid Will means that you can leave your estate, and personal items to the people you want
House Clearance Southport advises that having a Will is the only way to ensure your wishes are known, and it removes any ambiguity and confusion. If written professionally it virtually guarantees that your estate will pass to the people you choose.
Don’t be tempted to write your own Will using either online systems or a stationers pack – just one simple mistake can make it invalid.
Rising house prices, and increased assets have brought more and more people into the Inheritance Tax bracket. Inheritance Tax is paid at a rate of 40% on assets in excess of £325,000. The first £325,000 is called the “nil rate band”.
Did you know?
The government collects nearly £4 billion each year in Inheritance Tax
Transfers between husband and wife are exempt
Even giving your money or property away does not make it immediately exempt
Millions of people now fall into the Inheritance Tax trap
Probate can not be granted until the tax due is paid – which may mean borrowing or selling a property
What can you do to avoid Inheritance Tax
There are a number of strategies you can use to avoid Inheritance Tax. One of the simplest is the use of a Trust.